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I want to thank the staff at AC1 Credit Repair for helping me get my life back on track. Even though they have not completed restoring and removing all negative items in my file, I have had nine negative items removed from one of my credit files and five off of another one. I have eight remaining negative items on the file that AC1 successfully had removed in less than ninety days. I recommend AC1 Credit Repair because not only do they get positive results, they also can be reached as late as 11:00 PM CST. These are the kind of people you can talk to when you really need them.
- R.Y. Tupelo, MS


I was hesitant about trusting a credit repair company. My credit was so bad that I didn't want anyone to see it. I took a chance on AC1 and hoped for the best. Today, I am glad I did. I have just refinanced my house and the loan was approved. I had my doubts but it works.
- P.P.G. Athens, AL

I had heard to never trust a credit repair company. However, the mortgage company was about to foreclose on my house. Then one day I saw a flyer with AC1 Credit Repair stating that they can assist in stopping foreclosures. I had my doubts, but in speaking to the owner, he sounded concerned and full of compassion in wanting to help me. Now I am glad that I did.
- L. A. Birmingham, AL

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Maxing out your credit cards can lower your credit score considerably. It is best to keep your balances under 35%. For example, if you have one credit card with a balance of $1000, maintain a balance of no more than $350.

Remember: The higher your credit card balances, the lower your credit score!